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Understanding Dutch Currency: Essential Money Matters

Netherland money

Among the first things you do when traveling to a foreign country is to identify their national currency and the exchange rate to EUR or USD of that currency.

Find a reliable currency converter to have an idea about the exchange rates and the prices from your destination country as it is vital for establishing a budget.

Everybody knows that most European countries are pretty expensive, especially if you travel to the northwestern part of the continent.

Holland currency Netherland Money

Holland Money

The good news is that most of the countries from the European Union have EURO as their national currency, and the Kingdom of the Netherlands is not an exception.

Since 2002 Netherlands’ official currency is EUR and so Netherlands was among the first countries which adhered to Eurozone.

So, the good news is that if you plan a tour across Europe you need EUR and not a different currency in each country you want to visit.

Keep in mind that the dutch territories from the Caribbean area and here I am talking about Sint Maarten, Aruba, and Curacao are not using euro but the Netherlands Antillean guilder.

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But things were not the same at the beginning of the 2000s when the Netherlands adopted the Euro as a virtual currency.

Actually, until 1 January 1999, each country of Europe had its own currency and when you entered a country you had to exchange your money for its national money.

Before 2002, Netherland money was the Dutch guilder, a famous currency used for a really long period of time.

Guilder banknotes and guilder coins had been used for the last 322 years.

A short history of the guilder

The guilder was adopted in 1816 by the Netherlands’ monetary unit, though its roots trace back to the 14th century when the florin ( the Florence currency) spread to northern Europe where it became known as the guilder.

In 1816, when the guilder was introduced it replaced the French franc and stay in force for 322 years as the currency of the Netherlands.

During the German occupation abolished the guilder, the Netherland money in place when they occupied the Netherlands during World War II.

The liberating allied forces began the liberation of Holland in September 1944 and the whole process lasts for about a year, until May 1945.

But starting with 2002 the Central Bank started to issue euro coins and banknotes to be used by Dutch people in their day to day life.

We are living in an era when technology and digitization conquered the world.

Nowadays it is extremely easy to travel to Europe without having any concern about the national currency of each country.

Today there are ATMs everywhere from where you can withdraw cash with a commission, and the great news is that you can have USD on your card and the ATM gives you EUR.

The exchange rate and the commission is established by the bank where you have your credit or debit card.

Another simple way to pay when traveling abroad is direct with your debit or credit card.

You don’t have a commission when you pay to shops, hotels, and restaurants as the payment commission is on the vendor’s side.

Still, there might be some costs related to the conversion rate: your currency vs local currency.

So, what you have to keep in mind when talking about Netherland money is that EUR is their national currency, and ATMs and POS’ are widely spread all across the country.


Logistical tips and tricks for your trip

Book your accommodation
We always use as they have the best price-quality ratio and they offer a wide range of hotels, guesthouses, apartments, and villas to choose from.

You will find here all types of accommodations, from the cheapest ones to the most luxurious.

Don't forget travel insurance
We never leave home without HeyMondo Insurance or Safety Wings Insurance as they offer the best services and a good value for money.

When we go for longer trips around the world we get Globelink Insurance as it offers a good cover for an affordable price.

Travel insurance will always protect you against unexpected costs caused by medical events like illness, injury, theft, or travel cancellation.

We never go on any trip without travel insurance and there were many cases when we had to use it.

Renting a car
We like to explore a country on our own and a car gives us the mobility and freedom to do that.

We always rent our car from Discovercars as they have free cancellation 48 hours prior to starting date and a wide range of car rental companies and options to choose from all over the world.

Tours and attractions
When we are looking for some adventure or we simply want to break up the monotony and discover new places, we always use GetYourGuide.

We love it because we always find the most amazing experiences, with free cancellation and a large variety of activities and tours to choose from.

Airplane tickets and holiday packages
Expedia is our ally when searching for the best price for airplane tickets as it works as an aggregator for a huge number of airlines and we always find the best price for our flights.

Travel tip: use Expedia when you are searching for holiday packages as they have many last-minute offers and great discounts for hotels, flights, and even the whole holiday packages.